Bituach Leumi - Comprehensive Guide

Bituach Leumi (לאומי ביטוח), or the National Insurance Institute of Israel, is Israel's social security system. It provides a wide range of social insurance benefits and services to Israeli residents. Here's a comprehensive overview:

What is Bituach Leumi?

Bituach Leumi is a mandatory social insurance program that covers all Israeli residents. It operates similarly to social security systems in other countries, funded through monthly contributions from employees, employers, and self-employed individuals.

Key Benefits and Services

Bituach Leumi administers numerous benefits across different life situations:

Disability and Work Injury: Benefits for those unable to work due to illness or injury, including work-related accidents and occupational diseases.

Unemployment: Income support for those who have lost their jobs and meet eligibility requirements.

Maternity and Childbirth: Maternity leave payments (typically 15 weeks for employed women), paternity leave, and adoption benefits.

Children's Allowances: Monthly payments to families for each child under 18.

Old Age and Survivors: Pension payments for retirees and survivors of deceased insured persons.

Income Support: Means-tested assistance for individuals and families with insufficient income.

Long-term Care: Support for elderly and disabled individuals requiring assistance with daily activities.

Reserve Duty: Compensation for income loss during military reserve service.

Contribution Rates

Contributions are calculated as a percentage of income and vary based on employment status. Both employees and employers pay into the system, with rates adjusted periodically. Self-employed individuals pay both portions.

Eligibility

Most benefits require that you be an Israeli resident and have paid contributions for a minimum period. Specific eligibility criteria vary by benefit type, including factors like age, work history, income level, and family situation.

How to Apply

Applications can be submitted online through the Bituach Leumi website, at local branch offices, or by mail. You'll typically need identification documents, employment records, and specific documentation related to your claim.

Important Considerations

The system can be complex, with different departments handling various benefits. Processing times vary, and appeals processes exist if claims are denied. Many materials and services are available in Hebrew, Arabic, Russian, and English.

Would you like more detailed information about any specific benefit or aspect of Bituach Leumi?

Updated on: 02/02/2026